Paragraph 1: Introduction
The Cross River State Police Command has initiated a comprehensive enforcement campaign targeting vehicle owners lacking valid third-party insurance policies. This initiative, launched on February 1, 2025, under the directive of Inspector General of Police Kayode Egbetokun, spans all 18 Local Government Areas of the state. The enforcement drive underscores the critical role of third-party insurance in safeguarding the welfare of individuals involved in road accidents and ensuring their access to financial compensation for damages, injuries, or loss of life.
Paragraph 2: Emphasis on Genuine Insurance
The State Commissioner of Police, CP Gyogon Grimah, has stressed the importance of acquiring authentic third-party insurance policies exclusively from licensed insurance providers authorized by the National Insurance Commission (NAICOM). This measure aims to protect vehicle owners from fraudulent insurance schemes and ensure their coverage in the event of an accident. CP Grimah highlighted that genuine insurance policies are essential for meeting legal requirements and providing financial security in case of unforeseen incidents.
Paragraph 3: Legal Implications and Compliance
Vehicle owners in Cross River State without valid third-party insurance policies are strongly urged to obtain them immediately to avoid potential legal consequences. The police enforcement campaign will actively identify and penalize uninsured vehicles, emphasizing the importance of compliance with the law. The Commissioner of Police warned that failure to comply with this crucial requirement could lead to penalties, including fines, vehicle impoundment, and potential legal action.
Paragraph 4: Professional Conduct of Officers
CP Grimah has issued a firm directive to police officers involved in the enforcement process, emphasizing the need for professionalism, respect for citizens’ rights, and strict adherence to ethical standards. The Commissioner has explicitly warned against any form of extortion, abuse of power, or harassment of motorists during the enforcement exercise. Any officer found engaging in such misconduct will face severe disciplinary actions. This directive aims to maintain public trust and ensure the integrity of the enforcement process.
Paragraph 5: Public Awareness and Education
The Cross River State Police Command is committed to conducting public awareness campaigns to educate vehicle owners about the importance of third-party insurance and its benefits. These campaigns will utilize various channels, including public service announcements, community engagements, and collaborations with relevant stakeholders, to disseminate information about the legal requirements, the process of obtaining valid insurance, and the consequences of non-compliance.
Paragraph 6: Enforcement Mechanism and Collaboration
The enforcement of third-party insurance will involve checkpoints, routine patrols, and targeted operations across the state. The police will collaborate with other relevant agencies, including the Federal Road Safety Corps (FRSC) and the National Insurance Commission (NAICOM), to ensure the effectiveness of the enforcement initiative. This collaborative approach aims to enhance compliance, promote road safety, and protect the interests of all road users in Cross River State. The long-term goal is to foster a culture of responsible vehicle ownership and adherence to traffic regulations, ultimately contributing to a safer road environment for everyone.
