Paragraph 1: Introduction

The Kogi State Police Command, under the leadership of Commissioner of Police Miller Dantawaye, has initiated a comprehensive enforcement campaign focused on mandatory third-party vehicle insurance. This directive, originating from Inspector-General of Police Kayode Egbetokun, aims to bolster road safety and ensure all vehicle owners adhere to insurance regulations. Effective February 1, 2025, the enforcement campaign mandates that all vehicles operating within Kogi State possess valid third-party insurance coverage. This measure is designed to protect both motorists and other road users by providing a financial safety net in case of accidents.

Paragraph 2: Enforcement Procedures and Public Cooperation

Commissioner Dantawaye has emphasized the importance of professionalism and adherence to standard operating procedures during the enforcement process. Officers are expected to conduct themselves with integrity and respect while verifying insurance compliance. The Commissioner also appeals to the public for cooperation, stressing the significance of adhering to traffic laws and regulations. Compliance with this directive is not merely a legal obligation but a collective responsibility that contributes to safer roads for everyone. The Kogi State Police Command is committed to ensuring a smooth and efficient enforcement process while minimizing any inconvenience to law-abiding citizens.

Paragraph 3: Rationale Behind Mandatory Third-Party Insurance

Third-party insurance serves as a crucial safeguard in the event of road accidents. It provides financial protection to individuals who suffer injuries or property damage caused by another driver. This insurance coverage helps cover medical expenses, vehicle repairs, and other associated costs, reducing the financial burden on victims. By mandating this insurance, authorities aim to prevent situations where victims are left without recourse after an accident. The enforcement campaign seeks to cultivate a culture of responsibility among motorists, promoting a safer road environment for all users.

Paragraph 4: Legal Consequences of Non-Compliance

Failure to comply with the mandatory third-party insurance directive will result in legal consequences. Vehicle owners found operating without valid insurance will face penalties, which may include fines, vehicle impoundment, and other legal actions. The Kogi State Police Command underscores the seriousness of this requirement and urges all vehicle owners to secure the necessary insurance coverage to avoid these penalties. This proactive approach aims to deter non-compliance and ensure that all motorists contribute to the collective responsibility of maintaining road safety.

Paragraph 5: Advice to Vehicle Owners and Road Users

Commissioner Dantawaye advises all vehicle owners and road users within Kogi State to obtain valid third-party insurance coverage without delay. This preemptive step will ensure compliance with the law and prevent any inconveniences during enforcement operations. He emphasizes that having valid insurance is not only a legal obligation but also a responsible practice that protects both the driver and other road users. By obtaining the necessary insurance, vehicle owners contribute to a safer and more secure environment for everyone on the road.

Paragraph 6: Implementation and Command-Wide Directives

To ensure effective implementation, Commissioner Dantawaye has issued specific directives to all Area Commanders, Tactical Commanders, and Divisional Police Officers within the Kogi State Police Command. They are instructed to oversee the enforcement process with diligence, ensuring full compliance while upholding the highest standards of professionalism. The command-wide directive reinforces the commitment of the Kogi State Police to enforcing this crucial road safety measure, demonstrating a determined approach to enhance road safety and protect the well-being of all road users.

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